Tax Gain Plan - Health Insurance Policy

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Key Features

  • OPD & Hospitalisation expenses covered under a single policy on floater basis
  • Access to over 6000+ hospitals all over India for cashless facility.
  • Covers ambulance charges in case of an emergency up to Rs 1000/-

About Tax Gain

YES! You can save tax and gain OPD benefits also!
Bajaj Allianz has designed a unique product - The Tax Gain plan, a Family floater health policy which covers out patient (OPD) expenses & hospitalization expenses under a single policy and helps you in your tax management also.


Features

  • OPD & Hospitalisation expenses covered under a single policy on floater basis
  • Access to over 6000+ hospitals all over India for cashless facility.
  • Covers ambulance charges in case of an emergency up to Rs 1000/-
  • 130 day care procedures subject to terms & conditions
  • 10% co-payment of the admissible claim amount applicable if treatment is taken in non-network hospital, waiver of co-payment is available on payment of additional premium.
  • Provides benefit of Health check-up at the end of each four (Hospitalization) claim free policy periods. Tests as specified in the schedule. This benefit can be opted by any one insured member

Benefits

  • A single policy or cover can be continued till a person reaches 75 yrs!
  • The premium slabs remain same from 18 yrs -55 yrs & 56- 75 yrs
  • No restrictions of waiting periods to claim under Out patient expenses
  • You can claim for dental procedures & treatment under OPD section!
  • Cost of Spectacles, dentures, crutches can also be claimed under OPD Section!
  • Provides Tax benefit under section 80 D of Income Tax Act
  • In house claims settlement without hassles of going through a TPA.

Premium Table

PLANS AND PREMIUM CHART
PLAN - A Hospitalization cover - Sum Insured Rs. 1 lac        
Flat premium 4449* 18-25 yrs 26-40 yrs 41-45 yrs 46-55 yrs.
OPD (SI) - Self 3100 2900

2500

1600

PLAN - B Hospitalization cover - Floater Sum Insured Rs. 2 lacs        
Flat premium 8899* 18-25 yrs 26-40 yrs 41-45 yrs 46-55 yrs
OPD (SI) - Self 6500 6000 5000 3000
OPD (SI) - Self + spouse 5200 4800 3500 1000
PLAN - C1 Hospitalization cover - Floater Sum Insured Rs. 2 lacs        
Flat premium 13349* 18-25 yrs 26-40 yrs 41-45 yrs 46-55 yrs
OPD (SI) - Self 9500 9000 8500 7500
OPD (SI) - Self + spouse 9000 8500 7000 4500
PLAN - C2 Hospitalization cover - Floater Sum Insured Rs. 3 lacs        
Flat premium 13349* 18-25 yrs 26-40 yrs 41-45 yrs 46-55 yrs
OPD (SI) - Self 9000 8500 7500 6000
OPD (SI) - Self + spouse 8000 7500 5500 2500
PLAN - D - For Senior Citizens Hospitalization cover - Floater Sum Insured Rs. 1 lac        
Flat premium 17799* 56-60 yrs 61-65 yrs 65-70 yrs 71yrs onwards
OPD (SI) - Self 13000 12500 12000 11000
OPD (SI) - Self + spouse 11000 10000 9500 8000

*The premium is excluding Service Tax

All Sums Insured for Hospitalisation and OPD benefit are in Indian Rupees.

For detailed list of exclusions, terms & conditions please refer policy wordings.

The above brochure is applicable for policies in-force from 1 October 2013 onwards. Customers with policies dated 30 September 2013 and before, please click here