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Individual Cyber Safe Insurance Policy

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Key Features

  • Covers phishing, cyber stalking, malware attacks and other cyber risks
  • First Indian insurer to introduce cyber insurance for individuals
  • Multiple coverage options at affordable premium
  • Sum insured options ranging from Rs. 1 lac to Rs. 1 crore
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Why Bajaj Allianz Individual Cyber Safe Insurance Policy?

With an increase in internet penetration, social media and digital banking transactions, we are unknowingly exposed to various cyber-attacks. These can range from misuse of your financial information to data theft, cyber stalking etc.

We at Bajaj Allianz, understand such new-age risk factors and their impact. Our individual cyber safe insurance policy ensures that you get optimum protection against potential cyber threats and risks.


Coverage under the Individual Cyber Safe policy

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Identity Theft

Cyber Stalking

Malware

IT Theft Loss

Identity Theft

Any fraudulent and unauthorized access to usage, deletion or alteration of your personal data stored in your computer system including your digital devices.

Coverage Offered

  • Defense costs as a result of any claim by affected party
  • Prosecution costs against a Third party for identity theft
  • Costs of transportation to court and photocopying of documents

Phishing

Media Liability Claims

Cyber Extortion

Privacy & Data Breach by Third Party

Identity Theft

Any fraudulent and unauthorized access to, usage, deletion or alteration of your personal data stored in your computer system including your digital devices.

Coverage Offered

  • Defense costs as a result of any claim by affected party
  • Prosecution costs against a Third party for identity theft
  • Costs of transportation to court and photocopying of documents

Note: If an event gives rise to a claim under the policy, the Insured can claim only under one of the Insuring clauses per event.


Coverage under the Individual Cyber Safe policy

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Identity Theft

Cyber Stalking

Malware

IT Theft Loss

Phishing

Media Liability Claims

Cyber Extortion

Privacy & Data Breach by Third Party

Identity Theft

Any fraudulent and unauthorized access to, usage, deletion or alteration of your personal data stored in your computer system including your digital devices.

Coverage Offered

  • Defense costs as a result of any claim by affected party
  • Prosecution costs against a Third party for identity theft
  • Costs of transportation to court and photocopying of documents

Note: If an event gives rise to a claim under the policy, the Insured can claim only under one of the Insuring clauses per event.


Additional Benefits

  • Counselling Services
    All reasonable fees, costs and expenses of an accredited psychiatrist, psychologist or counsellor chosen by you, to take treatment for stress, anxiety or such similar medical conditions resulting from any of the above.

  • IT Consultant Services Cover
    IT Consultant costs incurred by you in order to prove the amount and the extent of a covered loss.


Exclusions

  • Dishonest and improper conduct
  • Bodily Injury / Property damage
  • Unsolicited Communication
  • Unauthorized Collection of data
  • Immoral / Obscene Services

Frequently Asked Questions

1. Who can buy this policy?

Any Individual person above 18 years of age.

2. What is the policy period?

This is an Annual policy.

3. What are the plans available under the policy?

Plans under the policy start from INR 1 Lac to INR 100 Lac.

4. What is the excess in this policy?

There is NO excess in the policy.

Disclaimer: The information provided above is only indicative. Please refer to policy documents for details of coverage before making a purchase.