ULIP - Unit Linked Insurance Plans

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Best Selling ULIP with Bajaj Allianz Life Insurance

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Investment Plan - Future Gain

Maximum premium allocation to make sure that your valuable money is fully utilized towards your dream future.

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Investment Plan - Fortune Gain

Bajaj Allianz Fortune Gain is a non-participating, individual, single premium Unit-Linked endowment plan

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About ULIP

ULIP is an insurance policy which provides dual advantage of Insurance as well as Investment. They offer a great deal of flexibility along with great returns making them one of the finest product offerings.

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What is ULIP?

ULIP means a "Unit Linked Insurance Plan." It combines the characteristics of a market linked instrument and life insurance policy. Part of the premium goes into buying life insurance cover while the remaining part of the premium is invested in an asset class (equity/debt), based on one's choice. Asset class investment is made after deduction of known charges.

Bajaj Allianz ULIP returns best among equity oriented plans – Review by Financial Express Read more ...

What is Life Insurance?

Life Insurance is a contract between the insurance company (insurer) and the policyholder (insured). In return for a consideration (the premium), the insurance company promises to pay a specified amount to the insured on the happening of a specific event such as death, disability, critical illness.

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Benefits of Buying ULIP Online with Bajaj Allianz Life Insurance

  • Bajaj Allianz online unit-linked insurance plans offer the benefits of both life insurance and returns on market linked instruments.
  • They give the insured the option to participate in the capital markets.
  • On the death of the insured the sum insured or the market value of the investment (fund value), whichever is higher, is usually paid.
  • On maturity of the plan the fund value is payable.
  • They offer an option pay a top-up premium
  • Option to change premium payment term & frequency
  • You can surrender or partially withdraw ULIPs as well

ULIP Policies to Surrender or Not to Surrender?

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ULIP Policies to Surrender or Not to Surrender?

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How to ensure maximum returns on your ULIP

When you buy a ULIP plan, you also select the funds that you want to invest in. Based on your preference, you also select a percentage that you want to invest in each fund. This is called Fund Apportionment. During the policy period, you may want to change these investment amounts based on how the markets are performing. This activity is called Fund Switching.

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Frequently Asked Questions and Support

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Disclaimer: I hereby authorize Bajaj Allianz Life Insurance Co. Ltd. to call me on the contact number made available by me on the website with a specific request to call back. I further declare that, irrespective of my contact number being registered on National Customer Preference Register (NCPR) under either Fully or Partially Blocked category, any call made or SMS sent in response to my request shall not be construed as an Unsolicited Commercial Communication even though the content of the call may be for the purposes of explaining various insurance products and services or solicitation and procurement of insurance business.
Disclaimer: Insurance is the subject of the solicitation. For more details about risk factors, terms and conditions, please read the sales brochure carefully before concluding the sale. The terms and conditions of product/plan as contained in the Policy Document issued by the Company is available on the Web Site. Please note that the name of the Bajaj Allianz product/plan does not indicate the quality of the insurance contract and its future prospects or returns. Investment in ULIPs is subject to market risks associated with capital markets. IN ULIPs, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Tax benefits are as per the prevailing Income Tax Laws including the Income Tax Act, 1961 and are subject to change from time to time. Service tax and education cess will have to be borne by the Policyholder as per applicable rates. All other charges shall be levied in accordance with the terms and conditions of the policy.