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Covers phishing, cyber stalking, malware attacks and other cyber risks
First Indian insurer to introduce cyber insurance for individuals
Multiple coverage options at affordable premium
Sum insured options ranging from INR 1 lac to INR 1 crore
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Bajaj Allianz General Insurance Co. Ltd. All Rights Reserved. | IRDA Reg. No. 113 | An ISO 27001:2005 Certified Company | Tollfree: 1800-209-0144
Limit of liability
The Insurerís liability to pay or indemnify under this contract for each and every Loss and for all Loss in the aggregate shall not exceed the Limit of Liability during the policy period. Each sublimit of liability specified in the Schedule is part of the Limit of Liability and is the maximum the Insurer shall pay for the Insuring clause during the policy period.
Best network security practices
A strong password consists of at least six characters, that are a combination of letters, numbers and symbols (@, #, $, %, etc.) if allowed. Passwords are typically case-sensitive, so a strong password contains letters in both uppercase and lowercase. Two Factor authentication is a two-step verification in addition to the regular password. Eg: OTP, ATM PIN or any other additional authentication process or step.
Antivirus software updates
It is critical that you ensure that the antivirus protection software programs are always enabled in your system. This will guarantee that the computer is scanned and updated periodically with the necessary patches and information; Automatic updates are a part of antivirus protection software packages, and can offer many benefits that work around the clock, if not, they can also be updated manually as per the Antivirus software providers recommendations.
Were you a victim of cyber-crime in the past?
Cybercrime or computer crime, is any illegal activity that involves a computer or network-connected device. Eg. E-Mail Spoofing, IT Theft etc.
One Time Password
GSTIN refers to Goods and Services Tax Identification Number issued by the GST portal. The persons required to get themselves registered under GST will be issued GSTIN. This number should be quoted by the registered persons while purchasing policies from BAGIC. Such persons can claim the credit of GST paid on insurance premium subject to the conditions prescribed by the Government.
UIN refers to Unique Identification Number issued by the GST portal. This number should be used by all the notified UN bodies, consulates or embassies of foreign countries while purchasing policies from BAGIC in addition to other conditions that may be prescribed by the Government. The structure of the said ID would be uniform in conformity with GSTIN structure and will be common for the Centre and the States. This UIN will be required for claiming refund of taxes paid on notified supplies of goods and services received by such entities.