Householders

Coverages

1.	Fire & allied perils	Building & contents - Covers not only property, but also contents.
2.	Burglary & Theft-	Covers loss of house hold contents and expenses Incurred due to damage caused on incidence of house-breaking & theft.
3.	Jewellery & Precious Items	All risk coverage for jewellery and precious stones.
4.	Plate Glass	Coverage against accidental breakage of glass.
5.	Domestic Appliances	Covered against any electrical or mechanical breakdown.
6.	Electronic equipment	All risk coverage
7.	Pedal Cycles	All risk coverage with a third party liability extension.
8.	Baggage Insurance	Covers loss of baggage while traveling.
9.	Personal Accident Cover	Coverage for the insured and his family for any death or disability
10.	Public Liability	Covers any injuries or damages caused to third parties.
11.	Workmen's Compensation	Covers workmen whom you have employed on wages.

	Advantages
	Single policy covering all risks related to home Complete coverage at reduced and very competitive premium rates Simple and quick documentation Related items get covered under respective sections No strain on pockets of insured Customized cover option available Benefits on sectional discount which will reduce the premium.